If you want to know about how to activate HDFC Credit Card your search ends here. Credit cards are becoming an essential tool for money in today’s fast-paced society. They offer the convenience of making purchases and payments without carrying cash and provide an interest-free period of 20-50 days, depending on your billing cycle. HDFC Bank offers a range of credit cards with various benefits such as rewards, cashbacks, discounts, and special offers. However, before you can start enjoying these perks, you need to activate your HDFC credit card. In this comprehensive guide, we will walk you through the different methods of activating your HDFC credit card to ensure a smooth and secure experience.
Understanding HDFC Credit Card Activation
Every HDFC credit card is initially received in a deactivated state. This is a security measure to prevent unauthorized use of the card. To activate your HDFC credit card, you have several options to choose from, including online and offline methods. Let’s explore each activation method in detail.
Online Activation
1. Through HDFC Bank Website
- Visit the HDFC Bank website.
- Log in to your personal banking account using your customer user ID and password.
- Navigate to the ‘Cards’ option.
- ‘The drop-down menu should be set to “Credit Cards.”
- Click on ‘Requests.’
- Choose ‘Instant PIN generation.’
- Select the card number you wish to generate the PIN for.
- Enter a 4-digit PIN of your choice.
- Re-enter the PIN to confirm.
- Click on ‘Confirm.’
- In order to obtain an OTP (One-Time Password), enter your cellphone number.
- Enter the OTP received to activate your HDFC Bank credit card PIN number.
Netbanking Activation
2. Through HDFC Netbanking
- Visit the HDFC Bank website.
- Use your Customer ID and password to log in to the net banking portal.
- Click on the ‘Credit Card’ tab.
- Enter ‘Credit Card ATM PIN’ in the ‘Requests’ section.
- Choose the Credit Card number you want to use moving forward.
- Confirm your request.
- A new credit card PIN will be sent to your registered mailing address.
- To modify the PIN, go to the HDFC Bank ATM nearest to you.
Mobile Banking Activation
3. Through HDFC Mobile Banking App
- Download the mobile banking app of HDFC Bank.
- Install the app using your banking credentials.
- Log in to the app using your mPIN.
- Go to the ‘Cards’ option.
- ‘Credit Cards’ should be selected from the drop-down option.
- Click on ‘Requests.’
- Select ‘Instant PIN generation.’
- Choose the card number you wish to generate the PIN for.
- Enter a 4-digit PIN of your choice.
- Re-enter the PIN to confirm.
- Click on ‘Confirm.’
- To obtain an OTP, enter your cellphone number.
- Enter the OTP received to activate your HDFC Bank credit card PIN number.
Offline Activation
4. Activation Through ATM
- Visit the nearest HDFC Bank ATM.
- Select your favorite language and swipe your credit card in the ATM.
- Select ‘Create new PIN using OTP’ option.
- Confirm your choice.
- You will receive an OTP on the mobile number linked with your HDFC account.
- On the ATM screen, type the OTP.
- Enter your mobile number for cross-verification.
- Create a new 4-digit PIN of your choice.
- Retype the PIN number and confirm.
- You will receive an SMS on your registered mobile number upon successful activation of your PIN.
Conclusion
Activating your HDFC credit card is a straightforward process that can be done through various convenient methods. Whether you prefer the ease of online activation or the traditional ATM method, HDFC Bank offers flexibility to suit your preferences. Once activated, you can start using your credit card to enjoy its numerous benefits and make secure transactions.
Frequently Asked Questions
1. How to download and install HDFC Bank Mobile Application?
HDFC Bank customers can avail themselves of banking services on their mobile phones. Android users can download it from Google Playstore on any Android device with Kitkat 4.4 version or above, while iOs users can download it from AppleStore on Apple devices with iOS 5 version or above.
2. Why is my password for Net Banking being rejected?
Your HDFC bank account has to be set up for net banking. If not, your net banking information will be refused.
- You don’t have a user account with the service.
- Incorrect password, either due to entry error or lack of case sensitivity.
- Inactive password – net banking password becomes invalid if the net banking facility is not used for more than 120 days. The net banking account might be blocked after five consecutive tries to log in with the wrong password. For assistance, dial the customer service hotline at 6160-6161 (prefix: local STD code).
3.How can I activate a new credit card from HDFC Bank?
Your new HDFC Bank credit card will be delivered in ‘deactivated’ state. The registered address receives a separate letter with a default PIN. Within seven days after obtaining the card, it is often received. The card must be activated using the default PIN. Net banking is another method for generating the default PIN. To activate a new HDFC credit card, carefully read the instructions included in your Welcome Kit regarding HDFC Bank credit cards.
4. Is altering the HDFC Bank credit card’s default PIN required?
No, you are not need to alter your HDFC Bank credit card’s default PIN. However, it is advised to replace the HDFC Bank credit card’s default PIN with a new one for security reasons. Additionally, it is a good idea to change it frequently. Also crucial is memorization.
5.How to activate HDFC Bank credit card through ATM?
Follow these procedures to activate your HDFC Bank credit card via an ATM:
- Visit HDFC Bank ATM.
- In the ATM, swipe your credit card.
- Choose your preferred language.
- Select option ‘Create new PIN using OTP.’
- You will receive an OTP on the mobile number linked with HDFC account.
- Enter the OTP.
- Enter your registered mobile number for cross-verification.
- Create a new PIN with four of your choice.
- Retype PIN number and confirm. You will get an SMS on your registered mobile phone after you have successfully activated your new PIN number.
6.How to activate HDFC Bank credit card through Netbanking?
Follow these procedures to activate your HDFC Credit Card via Net Banking:
- Visit HDFC bank’s official website.
- Login to your account using net banking customer ID and password.
- Move to the ‘Credit Card’ option.
- Go to the ‘Request’ section.
- Click on ‘Credit Card ATM PIN.’
- In case of more than one credit card, select the Credit Card number you wish to continue with.
- Confirm request.The new credit card PIN will be mailed to your registered postal address. To modify your PIN, go to the HDFC Bank ATM that is most nearby.
7.How can I change my HDFC Bank credit card PIN through SMS?
Type CCPIN XXXX and send it to 5676712 from your registered mobile phone to update your HDFC Bank credit card PIN via the bank’s SMS service. Your credit card number’s last four digits are XXXX.
8.Is credit card PIN the same as debit card PIN?
The PIN for a credit card differs from the PIN for a debit card. Customers’ digital security should ideally be increased by using separate PINs for their credit and debit cards.
9.How long is the HDFC Bank credit card PIN number?
HDFC Bank credit card PIN has 4 digits. The default PIN is unique since it is generated using a coding mechanism.
10.HDFC Bank Credit Card PIN Change through SMS
Using the SMS service offered by the bank, you may also modify the PIN on your HDFC Bank credit card. To change HDFC Bank credit card PIN through SMS, type CCPIN XXXX (XXXX are the last 4 digits of your credit card number) and send it to 5676712 from your registered mobile number.
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