Flipkart Pay Later, a convenient option for monthly payments, has gained popularity among frequent shoppers. If you find yourself contemplating how to close Flipkart Pay Later, whether due to a change in payment preference, CIBIL score concerns, or excessive shopping, this guide is for you. Follow these steps to permanently close your Flipkart Pay Later account hassle-free.
Understanding Flipkart Pay Later
Before diving into closure procedures, let’s understand the Flipkart Pay Later option. It’s facilitated through IDFC First Bank Ltd. and can be verified in your CIBIL profile under active accounts.
Checking Eligibility
Ensure eligibility by visiting your Flipkart profile. This feature is exclusive to eligible customers, so confirm your eligibility before proceeding.
Logging into Your Flipkart Account
1. Access Your Flipkart Account
Log in using your registered email or phone number and password.
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Initiating Closure
2. Go to the Flipkart Help Center.
Navigate to the upper right corner for the “You” icon. Head to the Flipkart help center.
3. Locate the ‘Chat’ or ‘Callback option’
Look for I want help with other issues, select others, and find the callback option.
4. Request a Call Back
After selecting the callback option, a Flipkart representative will contact you within 5 to 10 minutes. Politely request the permanent closure of your Flipkart Pay Later account.
5. Account Closure and Timeline
After the call, your account closure process will commence, taking about a month. The closure status will be reflected on your CIBIL report within 2–3 months.
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Alternative Closure Methods
6. Send Email for the closure request.
If the callback method proves challenging, send an email to Cs@flipkart.com with a clear subject like Flipkart Pay Later Closure Request. Await a response from Flipkart representatives.
7. Try Contacting RBI Ombudsman.
In case of complications, approach the Reserve Bank of India’s Ombudsman. Submit your issue, detailing the steps taken, and provide all necessary information.
Important Considerations
8. Clear Outstanding Dues
Ensure all pending payments are settled before initiating closure for a seamless process.
9. No Objection Certificate (NOC)
Expect to receive an NOC from IDFC First Bank within 2-3 weeks of the post-closure request. Inquire through the help center if it’s not received.
10. Irreversible Closure
Understand that closing your Flipkart Pay Later account is irreversible, with no option for reapplication.
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Conclusion
Closing your Flipkart Pay Later account is a significant decision with implications. This guide aims to assist you in navigating the process smoothly. We hope the steps outlined in How to Close Flipkart Pay Later prove beneficial for a successful account closure.
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FAQs
1. Can I reopen a closed Flipkart Pay Later account?
No, the closure is irreversible, and there is no option to reopen the account.
2. What if I don’t receive the NOC after closure?
Contact the Flipkart help center to inquire about the status of your No Objection Certificate.
3. Is contacting the RBI Ombudsman necessary?
It’s an alternative for resolving issues; however, exhausting Flipkart’s customer support is recommended first.
4. Can I still shop on Flipkart after Pay Later?
Yes, closing Pay Later doesn’t affect your ability to make regular transactions on Flipkart.
5. What if I face difficulties during the closure process?
Reach out to Flipkart’s customer support for assistance during any stage of the closure process.